With the holidays in full swing, tax season seems like a long way off. But there are only 10 days left to lower your 2009 tax bill.

Generally speaking, taxpayers who expect their income to drop next year should try to reduce this year’s bigger bite. Similarly, if you expect to land in a higher tax bracket next year, you might want to pay extra taxes now to ease the burden later.

Lastly, do not forget that any money in flexible spending accounts must be spent before the end of the year (though some plans might have grace periods).